CFO & Advisory

Institutional-grade financial strategy for Bay Area operators

Fractional CFO services and strategic business advisory for founders, owners, and acquisition-minded operators who need a sophisticated financial voice in the room without the full-time price tag.

Most Bay Area founders and small-to-mid-sized business owners are excellent at what they do and chronically underserved when it comes to sophisticated financial guidance. They are making seven-figure decisions with the same tools and thinking that got them here, not the tools and thinking that will get them to where they want to go.

Silicon Valley Tax now offers a dedicated CFO and Advisory practice for clients who need that next level. The work is led by Adam Morris, who brings $1.7B+ in institutional transaction experience to the engagements. We sit on top of the tax and accounting work you already trust us with, so the financial picture stays unified.

What We Offer

Two engagement tiers, built for the work that needs doing

Business Consulting & Advisory

Project-based or hourly strategic guidance for specific business decisions. Best for owners who need expert input on a defined problem without committing to an ongoing retainer.

Acquisition due diligence and deal structuring
Financial modeling and scenario planning
Capital structure optimization
Operational and process improvement
Lender and investor positioning
Exit and capital raise preparation

Fractional CFO

Ongoing CFO function for growth-stage companies that need a financial leader in the seat without paying for a full-time hire. Recurring engagement with defined cadence, deliverables, and ownership of the numbers.

Monthly or quarterly financial close ownership
Cash flow forecasting and runway management
Board and investor reporting packages
Banking relationships and capital strategy
KPI dashboard and unit economics
Systems modernization and process scale-up

Who Leads This Practice

Meet Adam Morris

Adam Morris, fractional CFO and business advisor partnered with Silicon Valley Tax

Adam Morris

Principal & Founder, TMG Venture

BBA Accounting & Finance, Stephen M. Ross School of Business, University of Michigan. Early career at Ernst & Young LLP.

"I've spent my career at the intersection of institutional finance and hands-on entrepreneurship. The most valuable thing I can offer a business owner isn't a spreadsheet. It's the ability to see their business the way a sophisticated investor would, then build the roadmap to close that gap."

Foundation

Adam's foundation starts at Ernst & Young, where he specialized in tax compliance, financial modeling, and due diligence for some of the largest corporations in the world (U.S. Steel, Dow, Federal-Mogul, and others). Working inside one of the Big Four sharpened the ability to walk into any business, dissect its financial architecture, and immediately identify where value is being created, where it's being lost, and where the real opportunity lives.

$1.7B+ in Transaction Experience

He has built a career responsible for over $1.7 billion in total transaction experience, underwriting and closing complex deals across commercial real estate, global M&A, and institutional capital markets:

  • $600MM+ in debt origination across multifamily, industrial, retail, and hospitality
  • $1.1B in LIHTC equity placements, managing guarantor analysis and net equity funding for large-scale affordable housing developments
  • Global M&A advisory spanning telecom and virtual accounting firm acquisitions in Europe, with individual deal sizes exceeding $20MM
  • Ongoing relationships and deal flow with REITs, private equity firms, family offices, and private credit funds

Operator and Investor, Not Just Advisor

What sets Adam's advisory work apart is that he doesn't just advise, he operates. As both a General Partner and Limited Partner, he has deployed his own capital across a curated investment portfolio built on a disciplined, basis-first philosophy. Today he owns and manages 300,000+ square feet of industrial real estate, the majority of which was acquired at a significant discount to replacement cost. Every deal has had his own money behind it. That changes how you think.

The Perspective He Brings

Adam has sat across the table from institutional lenders, private equity sponsors, and global acquirers. He knows what they look for, how they underwrite, and what makes them walk away. His job for SVT clients is to help them see their business through that lens, then build the financial foundation, the narrative, and the strategy to get the deal done, attract the capital, or unlock the next level of growth.

When to Engage

If you recognize one of these situations, the conversation is overdue

You're evaluating an acquisition

You found a $500K to $5MM business to acquire. The seller's books are thin, the financing structure is unclear, and you need someone who has underwritten institutional deals to tell you what it's really worth and what it will take.

You're preparing to raise capital

Debt, equity, or hybrid. You need the financial model, the narrative, and the positioning to attract the right capital at the right terms. Most rejection happens before the first meeting.

You're preparing for an exit

Three to five years out from sale and want to maximize valuation. Now is when financial architecture, clean books, and a sellable narrative get built. Not the quarter before you list.

You've outgrown your bookkeeper

Bookkeeping tells you what happened. A CFO tells you what to do about it. If you are making seven-figure decisions without a financial voice at the table, the bookkeeper is no longer enough.

Your banking and investor relationships need a credible voice

Lenders and investors trust CFOs differently than they trust founders pitching their own numbers. Having an institutional-grade financial leader in the room changes the terms you get offered.

You need systems that scale past spreadsheets

If your financial reporting depends on one person knowing where the right tab lives in the right Excel file, you have a scalability problem. Modernizing to cloud-based, transparent systems is part of what a fractional CFO owns.

How It Works

Simple engagement model, unified financial picture

  1. 1

    Free 30-minute scoping call

    You describe the situation, Adam asks the financial questions, we determine whether the right fit is a one-time advisory engagement, a project, or a recurring fractional CFO retainer.

  2. 2

    Scoped engagement letter from Silicon Valley Tax

    SVT issues the engagement letter and statement of work. You sign with us. Adam is the named service provider underneath. One bill, one accountable firm, one unified financial picture across tax, accounting, and advisory.

  3. 3

    Cadence and deliverables defined upfront

    Hourly for one-off advisory, monthly retainer for ongoing fractional CFO. Specific deliverables (board pack, cash flow model, lender memo, KPI dashboard) tied to specific dates. No scope creep, no surprise invoices.

  4. 4

    Tight integration with your tax and bookkeeping work

    Because SVT already owns the underlying tax and accounting, the CFO work doesn't start from scratch. The financial picture is already clean and current, which means more of the engagement budget goes toward forward-looking strategy, not catch-up.

Sophisticated financial guidance is one call away

Schedule a free 30-minute scoping call with our CFO and Advisory practice. We will review your situation, your numbers, and the decision in front of you, then tell you honestly whether this is the right fit.

Flat-fee engagements scoped upfront. No hourly surprises.

Schedule a Free Consultation (408) 383-9870